Dear Anthea
Thank you for taking such good care of my money and of me! Regards
Judi

READ MORE>

Dear Anthea
Thank you for guiding us through to a wonderful lifestyle
John and Edith

READ MORE>

Dear Anthea
We, Ron and Joy would like to inform of our absolute satisfaction with the expertise in which you have handled our financial affairs over the last 10 years or so.....

READ MORE>

Our Investment Philosophy

The financial planning industry is constantly evolving, and it is fair to say that there is a wide variance in the types of services offered.  We have provided some information below to assist you in determining if our investment philosophy suits your needs. 

So what are our key investment beliefs?

Achieving your goals

We believe that helping you to achieve your goals is the most important aspect of your  financial planning.  We believe that investment portfolios should be constructed to your meet your specific needs.  We believe that in order to get the best result your wealth should be managed not in isolation but tailored to produce the highest probability of you achieving what’s important to you.   

We are intermediaries 

We believe it is important to sit between you and the investment universe.  We can offer you a wide range of investment solutions from various different providers. 

Timeframe

We invest according to timeframe in consideration with you achieving your goals.  We cannot predict short-term market movements.  We are unable to tell you that it is time to "get out of the market."  Therefore we only invest long-term funds for you when completely satisfied that short term risk is not an issue. 

Investors versus Speculators

We are investors, not speculators.  We believe in building your wealth over time, using savings and discipline.  Speculation on hot tips involves luck rather than skill.

Diversification

We believe that diversification is important.  We believe that there is value in utilising the expertise of some institutions which use funds that are diversified by investing with several different managers.  A range of managers can be accessed through a single platform, providing you with great efficiency in cost and timeliness.  We also believe in the value of low cost index investing.  This can provide you with a well-diversified core to your portfolio.  

Proactive Investment Management

We bring investment expertise to the relationship but not in the way most clients perceive.  We will rebalance and ensure appropriate diversification.  We will ensure that your risk tolerance is respected in order to achieve your goals.  We will not be measured on portfolio returns as this is out of our control. No changes to your investments will be made without your authority.

This information is of a general nature only and has been provided without taking account of your objectives, financial situation or needs. Because of this, you should consider whether the information is appropriate in light of your particular objectives, financial situation and needs.